WHY SHOULD YOU INVEST IN 2026?

Now’s the time to take action and grow your portfolio

As we approach the end of the year, you may be wondering if 2026 is the right time to purchase your first investment property or expand your portfolio.

Of course, it depends on your specific circumstances, but here are some reasons to purchase an investment property in the first half of 2026.

Are Prices forecasted to rise?

It’s impossible to be absolutely certain, but there are a number of strong indications that property prices in many parts of Australia — including suburbs like yours (Warilla / Shellharbour region) — could rise in early 2026. Mortgage rates impact buyer demand heavily. If the broader economy improves or inflation comes under control, central bank action could lead to lower interest rates, which tends to stimulate demand for homes, especially from owner-occupiers and investors. Lower rates make mortgages more affordable, pushing more buyers into the market.

Rental prices remain strong in many areas. If you invest strategically, you can take advantage of high demand from renters so your holding costs are lower.

Rising Rental Demand → Higher Rents → Increased Investment Appeal

More immigrants mean more people needing homes — both buying and renting. Increased demand tends to push up prices, especially for housing in accessible/affordable areas. As more people arrive and look for accommodation, suburbs that offer reasonable price points and transport or regional links become more in demand. For investors, higher rental demand (from new immigrants needing rental housing) can make suburbs more attractive. That drives up demand for investment properties, which in turn increases competition and pushes prices higher.